Restaurant finance up to $250k for businesses in New Zealand

The biggest challenge facing a restaurant business can be raising funds. Our flexible restaurant business loans provide an answer

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Versatile funding that meets your needs

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Financing your restaurant in New Zealand

New Zealanders can’t get enough of eating and drinking in restaurants and cafes. This love of dining out is creating plenty of opportunities, but it’s also throwing up challenges for businesses of all sizes.

To run a successful restaurant business requires staying in touch with changes in customer tastes as well as balancing the books. Remaining competitive demands continual investment in staff, equipment, and marketing.

Traditional lenders are often wary of lending to restaurant businesses because of the high turnover associated with this segment of the hospitality sector. This adds an additional challenge to business owners who want to know how to get funding for a restaurant.

Financing your restaurant in New Zealand

New Zealanders can’t get enough of eating and drinking in restaurants and cafes. This love of dining out is creating plenty of opportunities, but it’s also throwing up challenges for businesses of all sizes.

To run a successful restaurant business requires staying in touch with changes in customer tastes as well as balancing the books. Remaining competitive demands continual investment in staff, equipment, and marketing.

Traditional lenders are often wary of lending to restaurant businesses because of the high turnover associated with this segment of the hospitality sector. This adds an additional challenge to business owners who want to know how to get funding for a restaurant.

Spotcap offers a new approach to restaurant business loans

Because traditional lenders are often reluctant to lend to restaurants, owners turn to alternative sources of finance that can become expensive and inflexible. Spotcap brings a new, unique approach to hospitality financing.

A Spotcap loan can be the right funding solution for your restaurant if:

  • You’re looking for flexible, unsecured borrowing.
  • Repayment over 1 to 12 months suits your circumstances.
  • You’re comfortable working with an online finance provider.

An unsecured loan from Spotcap is well suited to all kinds of small and medium-sized businesses, but particularly those which lack the operating history to successfully access finance from their bank.

How can a Spotcap loan help with financing a restaurant?

Unlock the potential in your business. Whether you own a restaurant or cafe, a Spotcap loan can help you to: