Spotcap creates opportunities for businesses

Our new, unique approach to loans for small and medium-sized businesses is getting us noticed in New Zealand and around the world

Company Profile

The Spotcap story

Spotcap fuses a bold entrepreneurial spirit with an ambitious objective: to empower SMEs with tailored finance, allowing them to focus on what really matters – their business. Combining cutting-edge proprietary technology with an experienced team of credit specialists, we make business finance accessible in a way that’s new and extremely versatile. Our vision became reality when Spotcap launched in 2014.

To date we have secured more than $200 million in funding, we operate in five countries, and we’re enabling thousands of businesses to realise their own ambitions.

Spotcap employs more than 120 people and is headquartered in Berlin (Germany) with a local presence in Spain, the UK, the Netherlands, Australia and New Zealand.

The Spotcap mission

Empowering SMEs with tailored finance, allowing them to focus on what really matters – their business.

How Spotcap helps businesses

Despite driving innovation and employment, many small and medium-sized businesses in New Zealand find it hard to borrow from traditional financial institutions. Through our unique approach of utilising technology to simplify the application and assessment process, Spotcap is making business finance accessible to the SMEs that are the backbone of our economy.

Spotcap at a glance

Spotcap begins

2014, Berlin

Spotcap operates in

United Kingdom, Spain, The Netherlands, Australia, New Zealand

Spotcap has raised

$200 Million

Spotcap talent

Employs more than 130 people

Our Managing Director

Lachlan has worked in financial services for the last 15 years, both in Sydney and New York. For the last 5 years, Lachlan has been at the intersection of finance and technology, helping to bring several smaller start up businesses to market. During this time, Lachlan has witnessed the profound impact that technology can bring to the average consumer of financial services, making them much easier to use and often more cost-effective in the process. Prior to that, Lachlan worked in the capital markets businesses of global investment banks Deutsche Bank, UBS and Citigroup as both a salesperson and trader. When he’s not immersed in the world of fintech, Lachlan enjoys spending time with his daughter and soaking up all that life has to offer in sunny Down Under. Lachlan holds a Bachelor of Economics from the University of Sydney.


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