Peer-to-Peer lending alternative up to $500k for New Zealand businesses
Discover the versatile new finance solution for New Zealand businesses that’s harnessing the power of the internet to deliver business loans.
Apply online
Time-saving, efficient and paperless
For a range of purposes
Versatile funding that meets your needs
Maximum impact
Competitive rates and charges, no hidden fees
Peace of mind
Your application is processed rigorously and securely
What is Peer-to-Peer lending?
The internet offers new ways for people to connect, giving rise to new ways of raising business finance, such as Peer-to-Peer lending (P2P). This new finance model matches those wanting to invest small amounts with businesses seeking finance.
Peer-to-Peer lending is, for some, an attractive alternative to obtaining finance from traditional sources. But it’s only one example of how internet technology is changing the way businesses approach the challenge of raising funds.
Other innovative forms of online business finance are emerging, as the speed and flexibility of web-based communication continues to improve. Spotcap is among those leading the way to make business borrowing easier by taking full advantage of what digital technology has to offer.
What is Peer-to-Peer lending?
The internet offers new ways for people to connect, giving rise to new ways of raising business finance, such as Peer-to-Peer lending (P2P). This new finance model matches those wanting to invest small amounts with businesses seeking finance.
Peer-to-Peer lending is, for some, an attractive alternative to obtaining finance from traditional sources. But it’s only one example of how internet technology is changing the way businesses approach the challenge of raising funds.
Other innovative forms of online business finance are emerging, as the speed and flexibility of web-based communication continues to improve. Spotcap is among those leading the way to make business borrowing easier by taking full advantage of what digital technology has to offer.
How can a Spotcap loan be your alternative to P2P lending?
Our finance solution can provide the funds your business needs to thrive and grow. Here’s how it could make a difference:
How does a Spotcap loan compare with P2P lending?
One attraction of Peer-to-Peer lending is that it bypasses engagement with the relatively slow loan application and approval processes associated with traditional lenders.
The Spotcap solution brings similar convenience as a Peer-to-Peer loan. It offers an online application process, a prompt response based on a unique assessment of the current financial condition of your business, and absence of a need for security.
Further benefits of a Spotcap loan include:
- Flexibility: there’s no requirement to borrow and pay interest on all the funds you apply for.
- No penalty for early repayment
- Online management of your business loan
These features make a Spotcap loan a versatile solution for your business finance needs.
Peer-to-Peer lending alternative - what you need to know
Take advantage of a new, versatile approach to business lending in New Zealand
* These are genuine reviews from Spotcap customers in Australia.
Peer to Peer lending alternative repayment calculator
$14,951
Monthly Repayment
Monthly Repayment
$14,951
How to apply for your Peer to Peer lending alternative
Sign up
The application process begins with you giving us basic personal and business information
Complete the application
Link your accounting software and online bank account to finalise your application for a business loan
Get approval
When approved, you’ll have access to loan funds within one working day