Simple business loans for your clients

Spotcap is proud to partner with Connective and its national members.

Spotcap provides flexible and versatile business credit to small businesses that traditional lenders often can’t serve. We can help, thanks to an innovative online business model and credit scoring algorithm.

By becoming a partner you can help your clients secure funding and grow their businesses.

in collaboration with:
cropped-connective-logo

Partner with Spotcap

Leave us your details and a Spotcap specialist will be in touch very soon


How does it work?

1 - Register

Fill out the registration form and we’ll get right back to you. We’ll figure out what’s best for you and your clients.

2 - Share

Spotcap’s platform allows your clients to apply online themselves or you can do it on their behalf. Either way it takes a matter of minutes.

3 - Commissions

You can review your clients’ applications in real time online and see any associated commissions.

How the partner portal works?

Spotcap has a proprietary Partner Portal which makes it easy for partners to monitor their client's progress on a dashboard. The innovative and intuitive design lets our partners:

  • Sign up clients
  • Refer applications or complete applications on behalf of clients
  • Track the status of applications
  • Monitor commission payouts

Compare us to traditional lenders

We understand the financing needs of small businesses

Bank LoanCredit Card Advance
Fast decision   
Paperless   
Focus on real-time performance   
Transparent costs   
Flexible payback   
apply now Read more about our line of credit

Hear from a Spotcap certified partner

“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”

“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”

“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $500,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”

Want to know more about Spotcap?

  • What makes Spotcap different from other lenders?

    We offer businesses a quicker, more flexible way to borrow money than many of the traditional loan solutions. Our online application can be completed in just five minutes and we make a decision within 24 hours. Our fast yet robust approach is made possible by our rigorous credit analysis process, and this gives us the confidence to offer loans without requesting security.
  • How much can a business borrow from Spotcap?

    Our unsecured line of credit facility is for $5k to $250k. The amount made available to a particular business is based on their turnover, our assessment of their financial condition, and how much they request.
  • Does a loan need to be used for an agreed purpose?

    We know that commercial circumstances can change quickly. Once a line of credit is approved, the business can choose how it uses any money it draws down as a loan.
  • How fast can a business get access to funds?

    The online application process can be completed in just five minutes. If approved, the business will be notified within 24 hours and the funds become available immediately.
  • Do I have to complete all loan applications for my clients?

    No, your clients can apply online for themselves through our exclusive partner dashboard. This allows you to monitor the application process.
  • Can I speak to someone if I have more questions?

    Yes, our Partnerships Manager is here to help you. You can call them on 1800 10 70 10, or email partner@spotcap.com.au. The team is available every business day between 9:00am and 6:00pm.