Who is Spotcap?
We bring a new, versatile unsecured business loan solution designed for the needs of today’s small and medium-sized businesses. Businesses can borrow between $10k and $500k, using a fast online application process backed by a robust credit assessment, meaning decisions can be made within 24 hours. Becoming a partner helps your clients secure the funds their business needs.
Online applications, fast responses.
Flexible, versatile, unique
Excellent advice and support
Unsecured loans with competitive interest rates
How does the partner programme work?
You apply for accreditation
Fill out the online application and we’ll get back to you to explain how we can help you help your clients.
You can apply on behalf of your clients
It takes just five minutes to submit a business loan application. You can do this on behalf of your clients through our partner portal or they can do it themselves.
Continued support and advice
Get answers to the questions that you and your clients have through access to our team of business finance experts.
Why should I partner with Spotcap?
Hundreds of brokers, accountants and other professionals have already become accredited Spotcap partners. Here’s why:
To avoid unnecessary paperwork
Time is money, which is why our online loan application process can be completed in just five minutes.
To access loans at competitive prices
Your clients get fast access to a line of credit while only paying for what they borrow. We offer unsecured loans with competitive interest rates and no early repayment fees.
To see client satisfaction
Through us, your clients gain access to flexible business finance which they can tailor to meet their own needs.
To get quick decisions
We respond to applications within 24 hours. Our unique credit analysis algorithm allows us to make a prompt, robust assessment of the condition and creditworthiness of your client’s business.
To access the proprietary partner portal
Stay informed as our exclusive user-friendly dashboard allows you to monitor your clients’ business loan applications.
To get excellent advice
Our consultants will guide you towards the right outcomes for your clients, avoiding the costs of time wasted on inappropriate solutions.
Partner with Spotcap
Leave us your details below and a Spotcap Specialist will be in touch very soon.
Want to learn more about Spotcap?
What makes Spotcap different from other lenders?Unlike many traditional lenders and traditional business loan solutions, our approach is designed to take full advantage of digital technology. Our online application process can be completed in just five minutes and we make a decision within 24 hours. This fast yet robust approach is made possible by our rigorous credit analysis process, which involves both a proprietary assessment algorithm and a team of credit experts. This gives us the confidence to offer unsecured loans.
How much can my clients borrow from Spotcap?Our unsecured line of credit facility is for $10k to $250k. The amount made available to a particular business is based on their turnover, our assessment of their financial condition, and how much they request.
Does a loan need to be used for an agreed purpose?We understand that circumstances can change quickly in a business environment. Once a line of credit is approved, the business has full control over how it uses any money it draws down as a loan.
How quickly can my client get access to funds?The online application process can be completed in just five minutes. If approved, your client will be notified within 24 hours and the funds become available immediately.
Do I have to complete all loan applications for my clients?It’s your choice whether you apply on behalf of your clients or they apply online themselves through our exclusive partner dashboard, allowing you to monitor the application process.
Can I speak to someone if I have more questions?
“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”
“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”
“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $500,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”