Business Finance Knowledge Centre

Successful business owners and their teams always want to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

why a mentor can help your business grow

Why mentoring is so important for small business and how to get one

When you’re in the day-to-day of running your business and fighting fires, it can be hard to keep your eye on the big picture and…

Seven tips for a perfect elevator pitch

Seven tips for perfecting your elevator pitch to get your foot in the door…

You never know who you’re going to meet while you’re waiting for a flat white or when you’re in the elevator….so you better have your…

SMES holiday seasons marketing

The Saint Valentine of the Small Business: How to do Valentine’s Day Right in 2017

As the famous orator Grandpa Simpson once said, “Bah, Valentine’s is just another Hallmark holiday cooked up to sell cards!” Perhaps you’re with Grandpa in…

Health and fitness SMEs Online Lending

Stretching, spicing and snapchatting: tips for SMES in the health and fitness industry

Running a successful health and fitness business is more than just keeping people healthy. It’s a sunny mix of reputation building, communicating and keeping on…

Cash flow problems? Fixed-term business loans could be the answer...

At a loss about what to do about cash flow? We have the answer…

When you’re running a business, cash flow can be a problem for many reasons. Whether you need new equipment, more staff or help from a…

A Guide to Peer-to-Peer Lending

There's a lot of talk about Peer-to-Peer lending (P2P) in the media. Some herald it as the future of finance, while others accuse it of...
Cash flow funding in minutes

Cash flow problems? You can sort this out for your business in minutes…

When you’ve got your cash flow solution sorted, it frees up your time to work on the important stuff, like how to improve your business,…

The Kiwi Dollar – and its effect on your business

Even if you don’t closely follow foreign exchange rates, you would no doubt be aware of the general performance of the New Zealand Dollar against...

Why aren’t people applying for jobs in your business?

Why aren’t people applying for jobs in your business? Have you found you’re not getting much interest for jobs you’ve advertised? Good people are hard…

Global online lender Spotcap launches in NZ, partners with Heartland Bank

Fintech company raises  A$20m in funding, identifies NZ as important new market AUCKLAND, NEW ZEALAND 31 January, 2017 -- European-based online lender Spotcap is today...

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.