Business Finance Knowledge Centre

Successful business owners and their teams always want to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

How to Pick the Right Financial Adviser

Choosing the right financial adviser for your business can be one of the most significant and time consuming choices a small business will face. Get…

Five Reasons Running Your Own Business Beats Working for a Big Company

Imagine a world without a boss? Where you were your own boss. No need for micromanagement or office politics and the ability to work on…

SME social butterflies: do I need to be on EVERY platform?

Today, 97% of users conduct research before making a purchase. Chances are, they will look at your company’s social media activity to justify their purchase,…

Spotcap Strategy

Strategic VS Tactical Funding

With so many young businesses entering the market and growing in New Zealand, they face many challenges when considering financing options. We have found that…

The new Bank Bestie? Fintechs now Collaborators, not Disruptors

  Spotcap New Zealand’s Managing Director, Lachlan Heussler, spoke last week at Heartland’s Conference on fintech at Eden Park in Auckland. The audience, made up…

Has your Business Outgrown its Credit Card?

With the current interest rates of credit cards and their tendencies to hike costs and fees, many businesses are still using these blackholes of credit to…

Q&A with Michael Steengaard

  This week, we’ve chosen to have a chat with Spotcap New Zealand’s Michael Steengaard. As our senior clients services manager, Michael has been with…

The Global Attack of Petya & Staying Protected

What is going on?   Cyber threats are at an all time high, and it has never been more important for businesses to lock down…

Q&A with Alex Wong, our Sales & Partnerships Manager

Following on from our Q&A with Ben Murphy, this week we get to know Alex Wong. Alex is Spotcap New Zealand’s Sales and Partnership Manager,…

Friend or Foe? Spotcap NZ talks fintech-bank collaboration with NZX-listed Heartland Bank

Spotcap predicts a collaborative future at Auckland banking conference Auckland, New Zealand – 7th July, 2017 – Managing Director of Spotcap New Zealand, Lachlan Heussler,…

Global online lender Spotcap launches in NZ, partners with Heartland Bank

Fintech company raises  A$20m in funding, identifies NZ as important new market AUCKLAND, NEW ZEALAND 31 January, 2017 -- European-based online lender Spotcap is today...

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.