Business Finance Knowledge Centre

Successful business owners and their teams always want to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

The Global Attack of Petya & Staying Protected

What is going on?   Cyber threats are at an all time high, and it has never been more important for businesses to lock down…

Q&A with Alex Wong, our Sales & Partnerships Manager

Following on from our Q&A with Ben Murphy, this week we get to know Alex Wong. Alex is Spotcap New Zealand’s Sales and Partnership Manager,…

social media

Understanding Social Media Algorithms

Ever wondered how your favourite pages always end up at the top of the newsfeed, and other businesses somehow slide down out of vision? It’s…

The Rise of the Cashless Economy

The idea of exchanging value for goods has been around since the stone age. Historians believe that metal objects were used as money as early…

Late payers

4 ways to deal with chronic late payers

Finding it difficult to deal with working capital when payments are delayed? The whole SME sector are feeling the strain of late paying clients and…


A beginner’s guide to finding an influencer

Influencers are an important aspect of not only marketing strategies, but the business image as a whole when it comes to interacting with customers. The…


Cybersecurity – don’t end up being locked out

What is going on?   Cyber threats are at an all time high, and it has never been more important for businesses to lock down…

Ben Murphy

Q&A with Ben Murphy, our Sales & Partnerships Manager

This week, we’ve chosen to have a chat with Spotcap New Zealand’s own Ben Murphy. The Sales and Partnerships Manager of Spotcap New Zealand, Ben,…


Fintech: Moving into the Mainstream

Spotcap Australia and New Zealand Managing Director, Lachlan Heussler   There is a common view that fintech is only ever used by early adopters. It is...

Global online lender Spotcap launches in NZ, partners with Heartland Bank

Fintech company raises  A$20m in funding, identifies NZ as important new market AUCKLAND, NEW ZEALAND 31 January, 2017 -- European-based online lender Spotcap is today...

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.