Business Finance Knowledge Centre

Successful business owners and their teams always want to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

Spotcap’s Lachlan Heussler named top fintech influencer

Managing Director of Spotcap Australia and New Zealand, Lachlan Heussler, has just been named a fintech industry influencer by Finder. Billed as the definitive list…

Spotcap: a fair-go for small business owners

The Current Situation   Access to finance is a key concern for small business owners in New Zealand. Did you know it’s twice as common…

Debunking the myth: how long is the ideal working day?

With lots of provocative articles currently circling the internet about work hours, here at Spotcap we were curious to find out just how much is ideal for both…

The Lifetime Value of a Broker’s Client

When you’re running a client-facing business, a couple of adages seem to endure. One: 80% of your business comes from 20% of your clients, and…

5 things you need to know before scaling your business

Scaling your business is exciting. If all goes well, your team, customer base and revenue will grow. If done badly, you can end up with…

Growing your business this year? You’re not alone…

If you’re one of the many New Zealand small business owners planning to grow their operations in 2017, you’re in luck. Ideal conditions boost the…

To Buy or Not To Buy: The Pros and Cons of Buying and Leasing Equipment

Like most things in business (and life), choosing between buying and leasing equipment isn’t always black and white. Whether it’s computers, cars or machinery, there…

why a mentor can help your business grow

Why is mentoring so important for small business owners?

When you’re in the day-to-day of running your business and fighting fires, it can be hard to keep your eye on the big picture and…

Seven tips for a perfect elevator pitch

Seven tips for perfecting your elevator pitch to get your foot in the door…

You never know who you’re going to meet while you’re waiting for a flat white or when you’re in the elevator….so you better have your…

Global online lender Spotcap launches in NZ, partners with Heartland Bank

Fintech company raises  A$20m in funding, identifies NZ as important new market AUCKLAND, NEW ZEALAND 31 January, 2017 -- European-based online lender Spotcap is today...

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.