Read more about How to Apply.
How does Spotcap work?
How can a Spotcap loan help my business?
Finance can help you press ahead with your ideas for improving your business. We help by providing a new, flexible approach to borrowing, that works for both newer and more established businesses.
Do I qualify for a business loan from Spotcap?
When it comes to assessing your loan application, we take a more forward-looking approach than traditional lenders. The data you supply is assessed by our unique combination of sophisticated algorithms and specialist underwriters. Our approach gives us a robust insight into the financial condition of your business.
Business loan calculator
“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”
“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”
“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $500,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”