Equipment finance up to $500k for New Zealand businesses
Looking to hire, lease purchase or buy equipment outright? Our loan solution provides vital funds of up to $500k
Apply online
Time-saving, efficient and paperless
For any purpose
Versatile funding that meets your needs
Maximum impact
Competitive rates and charges, no hidden fees
Peace of mind
Your application is processed rigorously and securely
What is equipment finance?
Every business needs to invest in equipment to get the job done. Whether it’s a computer, a truck or a specialist manufacturing machine, the equipment needs to be available, which means paying for it. This is where equipment finance plays its part.
Equipment finance - a financial arrangement to fund that equipment - comes in various forms. It could be a lease, a hire purchase agreement, a regular loan or even a payment on a credit card. What’s important is that it makes the equipment available to the business.
Traditional forms of equipment finance can take time to arrange and involve a variety of fees and potential penalty terms. Spotcap brings a new approach to equipment finance with a loan solution designed for today’s businesses that’s flexible and unsecured.
What is equipment finance?
Every business needs to invest in equipment to get the job done. Whether it’s a computer, a truck or a specialist manufacturing machine, the equipment needs to be available, which means paying for it. This is where equipment finance plays its part.
Equipment finance - a financial arrangement to fund that equipment - comes in various forms. It could be a lease, a hire purchase agreement, a regular loan or even a payment on a credit card. What’s important is that it makes the equipment available to the business.
Traditional forms of equipment finance can take time to arrange and involve a variety of fees and potential penalty terms. Spotcap brings a new approach to equipment finance with a loan solution designed for today’s businesses that’s flexible and unsecured.
Can a Spotcap loan be a substitute for equipment finance?
It’s important to understand the key features of any equipment finance arrangement you are entering into. This includes who is responsible for the equipment’s maintenance, finance cancellation terms and potential penalty fees
All this is very clear when you borrow from Spotcap. Our loans are unsecured and have very straightforward and transparent charges
A loan from us could be the answer to your equipment finance needs if:
- You’re looking to borrow between $10k and $250k
- Repayment terms of up to 12 months are appropriate
- You want the flexibility to save on interest by repaying early
Because it’s your business, you should be in full control of your assets and how you finance them. A Spotcap loan helps you achieve this
How can a Spotcap loan meet your equipment finance needs?
Once your loan with us is approved, it’s up to you how you use it. It could be to:
Key facts - equipment finance business loans
Versatile finance for established and growing businesses in New Zealand
* These are genuine reviews from Spotcap customers in Australia.
Equipment finance loans repayment calculator
$14,951
Monthly Repayment
Monthly Repayment
$14,951
How you apply for your equipment finance alternative from Spotcap
Sign up
Begin the online process by giving us basic personal and business information
Complete the application
Our time-saving approach is based on giving us read-only access to your finance software and online bank account
Get approval
Once approved, you’ll get access to your business loan within one working day