Construction loans of up to $250,000 for New Zealand businesses

Successful construction businesses are built on solid cashflow. Discover how Spotcap finance can help protect your working capital

Apply online

Time-saving, efficient and paperless

For any purpose

Versatile funding that meets your needs

Maximum impact

Competitive rates and charges with no hidden fees

Peace of mind

Your application is processed rigorously and securely

Flexible construction loans for businesses in New Zealand

High levels of building and construction are indicators of a thriving economy. High demand for both residential and commercial property presents outstanding opportunities for businesses that operate in the construction sector.

However, the nature of construction can expose these businesses to major cashflow challenges. Demand fluctuates with the seasons, and it can be hard to match supplier payment cycles with lump-sum receipts from customers.

It can be difficult for construction businesses to access traditional finance unless it’s secured against assets. This is where Spotcap loans offer a solution, because our finance is unsecured.

Flexible construction loans for businesses in New Zealand

High levels of building and construction are indicators of a thriving economy. High demand for both residential and commercial property presents outstanding opportunities for businesses that operate in the construction sector.

However, the nature of construction can expose these businesses to major cashflow challenges. Demand fluctuates with the seasons, and it can be hard to match supplier payment cycles with lump-sum receipts from customers.

It can be difficult for construction businesses to access traditional finance unless it’s secured against assets. This is where Spotcap loans offer a solution, because our finance is unsecured.

What difference can a Spotcap construction loan make to my business?