Commercial property loans alternative up to $500k for New Zealand businesses

Discover a new approach to commercial property loans. Our unique solution is flexible, convenient and managed entirely online

Apply online

Time-saving, efficient and paperless

For any purpose

Versatile funding that meets your needs

Maximum impact

Competitive rates and charges with no hidden fees

Peace of mind

Your application is processed quickly, rigorously and securely

What is a commercial property loan?

A commercial property loan provides the capital needed to lease or buy property for industrial, retail or other business purposes.

Traditional commercial finance providers, such as banks, usually look for some security before agreeing to this type of loan. They want to be confident of getting as much as possible of their money back if the business can’t meet its commitments.

In a buoyant property market, the delay involved in organising a finance arrangement can mean businesses miss out on the property they really want. This is why the Spotcap approach, which is unsecured and can be arranged quickly, can be much more effective.

Small business finance

What is a commercial property loan?

A commercial property loan provides the capital needed to lease or buy property for industrial, retail or other business purposes.

Traditional commercial finance providers, such as banks, usually look for some security before agreeing to this type of loan. They want to be confident of getting as much as possible of their money back if the business can’t meet its commitments.

In a buoyant property market, the delay involved in organising a finance arrangement can mean businesses miss out on the property they really want. This is why the Spotcap approach, which is unsecured and can be arranged quickly, can be much more effective.

Let your business benefit from the Spotcap alternative to a commercial property loan

Because our loan solution is so versatile, you can put it to work in many different ways. These include: