Flexible unsecured business loans
Time-saving, efficient and paperless
For any purpose
Versatile funding that meets your needs
Competitive rates and charges, with no hidden fees
Peace of mind
Your application is processed quickly, rigorously and securely
Do I qualify for a Spotcap NZ business loan?
We lend to businesses with great potential, whether you’ve been trading for just 18 months or 18 years. Our unique, proprietary credit algorithm gives us deep insight into the financial condition of your business. Your application will be assessed within 24 hours of being received.
You can apply if you meet our minimum criteria:
We’re trusted by thousands of businesses
Don’t take our word for it. Hear what our satisfied customers say about us:
“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”
“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”
“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $250,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”